Minimum credit scores needed for a mortgage vary depending on the loan and other conditions.
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No matter your credit score, you can find a mortgage that works. Be sure to read these tips before applying for a home loan with bad credit.
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UltraFICO is going to roll out soon, but whether you want to use it or not is up to you. Just how much it will boost your credit score depends on your current credit score and your checking history.
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