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Homeowners Associations Fees, Services & Rules
Homeowners Associations Fees, Services & Rules

When you’re looking to purchase a home an HOA can provide convenience and protection but what are the costs and what do you get in return?

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BuyingPatrick WardJune 24, 2019homeowners association, HOA, Fees, rules, services, shared amenities, real estate, monthly fees
What is the Role of an Underwriter?
What is the Role of an Underwriter?

Your underwriter will make or break you when approving a mortgage for your new home. Make sure your ready to get the deal done.

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BuyingPatrick WardJune 21, 2019underwriting, underwriter, income, property, assets, debt, mortgage, brokerComment
How to Buy a Non-Warrantable Condo
How to Buy a Non-Warrantable Condo

Have you hit a snag in your condo hunt and found out the condo of your dreams is non-warrantable? Here’s everything you need to know about non-warrantable condos and how to buy one.

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Buying, Down PaymentPatrick WardJune 10, 2019Non-Warrantable, CondoComment
Mortgage Before Marriage: Everything You Need to Know About Buying a House Together
Mortgage Before Marriage: Everything You Need to Know About Buying a House Together
BuyingLaurenJune 7, 2019Relationships
The 11 Steps to Buying an Apartment: What First-Time Apartment Buyers Wish They Had Known
The 11 Steps to Buying an Apartment: What First-Time Apartment Buyers Wish They Had Known

Buying your first piece of real estate is tricky. It’s even trickier when it’s an apartment. Here’s how you do it.

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BuyingPatrick WardJune 6, 2019Apartment, Condo, Co-Op Comment
The Pros and Cons of Fixer-Uppers and Move-in Ready Homes
The Pros and Cons of Fixer-Uppers and Move-in Ready Homes
BuyingPatrick WardMay 24, 2019Fixer-Upper, Move-in Ready
Mortgage Calculators: How to Calculate Your Mortgage Payments
Mortgage Calculators: How to Calculate Your Mortgage Payments

Using a monthly mortgage calculator can help prepare you for the true cost of your mortgage.

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BuyingPatrick WardMay 6, 2019Comment
When to Buy a House: The Best Times to Purchase a Home
When to Buy a House: The Best Times to Purchase a Home

You probably know that there are different mortgage rates and that these change according to the economy, but did you also know there are numerous other factors to look at? There's a lot to consider when deciding when to buy!

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Down Payment, BuyingPatrick WardMarch 1, 2019
The 7 Step Guide to Buying an Apartment: What Realtors Won't Tell You to Think About or Ask
The 7 Step Guide to Buying an Apartment: What Realtors Won't Tell You to Think About or Ask

For millennials looking to buy an apartment, make sure you look at this checklist to buy an apartment before you sign any papers; you could save time, money, and headaches with this 7-step guide to apartment buying.

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BuyingPatrick WardFebruary 25, 2019Comment
Buying a Condo Checklist: Don’t Make These 7 Common Mistakes
Buying a Condo Checklist: Don’t Make These 7 Common Mistakes

Buying a condo for the first-time? Make sure you're getting the best value for your hard-earned money with this simple, how-to guide for buying a condo.

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BuyingPatrick WardFebruary 22, 2019
The Best  Realtors: How to Find the Perfect Realtor
The Best Realtors: How to Find the Perfect Realtor

For first-time home buyers, it's challenging to find someone you can trust to find your dream house while keeping costs down. If you're not sure what to look for in a realtor, read these 10 tips before choosing a realtor.

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BuyingPatrick WardFebruary 18, 2019Comment
3 Ways To Buy a House With No Down Payment
3 Ways To Buy a House With No Down Payment

There are three ways to buy a home with no down payment. Do you know what they are?

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Buying, Down Payment, Down Payment AssistancePatrick WardJanuary 18, 2019Comment
Can Your Parents Give You Money for a Down Payment on a Mortgage?
Can Your Parents Give You Money for a Down Payment on a Mortgage?

Considering using gift money from your parents for your mortgage or down payment? Read this first.

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Down Payment, BuyingLaurenJanuary 13, 2019 Comment
How to Buy a House with Bad Credit: Read These 3 Tips First
How to Buy a House with Bad Credit: Read These 3 Tips First

No matter your credit score, you can find a mortgage that works. Be sure to read these tips before applying for a home loan with bad credit.

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Buying, Credit RepairPatrick WardJanuary 12, 2019Comment
UltraFico: Is it going to help you buy a home? Yes and no.
UltraFico: Is it going to help you buy a home? Yes and no.

UltraFICO is going to roll out soon, but whether you want to use it or not is up to you. Just how much it will boost your credit score depends on your current credit score and your checking history.

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Credit RepairPatrick WardJanuary 11, 2019FICO, UltraFICOComment
How to Buy a House
How to Buy a House

Ever wondered what is involved when buying a house? Read this how-to guide and we’ll explain the process, beginning to end.

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Buying, Down PaymentPatrick WardNovember 15, 2018Comment
How Much Will Banks Loan Me? or How Much House Can I Afford?
How Much Will Banks Loan Me? or How Much House Can I Afford?

Banks have a specific formula for determining how much money they can safely lend you. Want to know how much you would likely get approved for without hurting your credit score with a credit inquiry? This blog’s for you.

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BuyingPatrick WardNovember 14, 2018Comment
What is a Good Amount of Money to Put Down on a House?
What is a Good Amount of Money to Put Down on a House?

How much are you required to put down on a house? It all depends on what type of loan you’re using.

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Down PaymentPatrick WardNovember 7, 2018
What Paperwork Do I Need to Get a Mortgage?
What Paperwork Do I Need to Get a Mortgage?

Make the pre-approval process smoother by getting together all of your paperwork before you apply with a home mortgage lender.

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BuyingPatrick WardNovember 7, 2018Comment
How Much of a Down Payment Should I Make?
How Much of a Down Payment Should I Make?

Are you one of the many people who think you need a 20% down payment?

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Down PaymentPatrick WardNovember 6, 2018Comment
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